How many hours of annual continuing education are required under the SAFE Act?

• A. 4
• B. 6
• C. 8
• D. 10

Answer: (C)

Eight hours of annual continuing education are required under the SAFE Act. This keeps mortgage loan originators up to date on federal law and regulations, ethics, and product knowledge, supporting responsible lending and compliance. The typical CE package is divided into categories such as three hours of federal law and regulations, two hours of ethics, and two hours on nontraditional mortgage products, with the remaining hour often covering state-specific topics or other mandated areas. Meeting the eight-hour requirement is what enables license renewal each year.